You can qualify for mortgage, it's just tougher (San Francisco Chronicle)
There is something that mortgage lenders want Bay Area home buyers to know: They are open for business. While it is certainly harder to get a loan today than it was two years ago, lenders say it's far from impossible for would-be borrowers with the right...

US Diluted Loan Rules Before Mortgage Meltdown (Fox News)
According to an Associated Press review of regulatory documents, the Bush administration backed off proposed crackdowns on no-money-down, interest-only mortgages years before the economy collapsed

US diluted loan rules before financial meltdown (The Arizona Republic)
AP IMPACT: US diluted loan rules before crash.

AP IMPACT: They warned us, but US eased loan rules (AP via Yahoo! News)
The Bush administration backed off proposed crackdowns on no-money-down, interest-only mortgages years before the economy collapsed, buckling to pressure from some of the same banks that have now failed. It ignored remarkably prescient warnings that foretold the financial meltdown, according to an Associated Press review of regulatory documents.

Jack Guttentag: The Mortgage Professor (Washington Post)
Many mortgage borrowers are tempted to finance their closing costs -- that is, to add the costs to the loan amount. This could be attractive to borrowers who can earn high returns on their free cash, or those who don't have any free cash.